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Funding Your Craft Without Getting Into Debt



Crafting is such a diverse and common hobby. It encompasses everything from sketching to sculpture making, from knitting to woodwork. But crafting can also be expensive. With the usual things to pay for like bills, food and rent to pay for, it can be hard to find the funds for materials. So how do you find the money to keep doing the thing you love?


The Create and Sell Cycle

Crafting anything is a fun pastime, and many people just do it because they love it. But there is profit to be made out of your hard work, or at the very least, will make enough money just to fund your next project. It is so easy to sell your projects on sites like But work out your pricing in a way that will cover your costs as well as still being a price people are happy to pay. If you make bracelets, for example, work out how much each one costs to make on average and use this as your total, or add a percentage on top (10% or 15%) to make a profit. Don’t forget to include the price of packaging and postage within the total price.

Outside Funding

If you are thinking of getting outside funding in the form of a loan, then make sure you are taking one out while you are financially stable. Don’t take out a loan if you’re already in debt unless it’s a debt consolidation loan for bad credit. If, however, you are financially sound, then you can apply for a small loan to see you through. Just remember that you do have to pay it back - don’t get yourself in debt over the thing you love doing. Outside funding can also come in the form of a second job - combine your crafting skills with tutoring or teaching the craft, and it will challenge you to learn and try new things while paying for the materials you need.

Buy Smart

Don’t buy the most expensive thing you find, and don’t pick up the first thing you see. To make your money go further you need to shop around and shop smart. Bulk buy wherever you can; for things like jewelry making, you can never have enough clasps or stones, for example. For things like quilting, visit the scrap bucket at your local haberdashery - you’ll be surprised at how much you will find that will be useful, if not for the design, then for lining or trimming. If they don’t have a bargain bucket, then see if you can make an arrangement with the owner where you will buy the cuts offs for a certain price each week. This way, they make money out of what they would usually throw away, and you get to pick and choose.



If something goes wrong, then salvage what you can. Don’t just throw valuable materials away. The same goes for if you break something - like ripping a top or staining a cushion. Save what you can and use it in your crafting.

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